INTERNET ANALYSIS. let's discuss services like Afterpay that let you buy now & pay later. // Signup for your FREE trial to The Great Courses Plus here: http://ow.ly/t9o530qpmBb

(urban outfitters illustration in the thumbnail by Jasmy Liu, from this article: https://orangemag.co/orangeblo....g/2019/10/15/what-th


TIME STAMPS BELOW:
0:00 - intro
0:38 - Afterpay, Klarna, & Quadpay allow you to split your purchases into 4 installments
2:15 - why not just use credit cards?
3:40 - the psychology of "buy now pay later" - why is it so appealing?
4:21 - consumerism in fashion & beauty... instant gratification
5:57 - you have to BUDGET! track your spending!
7:20 - sponsor moment!
8:56 - installment plan VS credit card.. which is better?
12:14 - living above your means
13:16 - 72 month (six year) car loans?? excuse me?
14:56 - installment plans & frequent upgrades for iPhones & other smartphones
15:47 - history of American consumerism (1930s vs 1950s spending habits)
17:53 - how do other countries compare? do y'all spend or save? LMK!

WATCH MORE:
Opening Up About My Student Loans and Credit Card Debt - https://youtu.be/tku2C-DgA6s
How I Paid Off $10,000 in Credit Card Debt in 6 Months - https://youtu.be/f8JjqrVcv6s

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Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more.

Business Inquiries: tiffanyferguson@select.co

FTC: This video is sponsored by The Great Courses Plus. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.

Alex Marsh, Senior Analytics Director, Klarna UK, speaks to Hannah Wallace, FinextraTV about the impact of the pandemic on public spending and where have we seen a shift in behavior, how Klarna's lending criteria has changed due to COVID-19, how they are responding to the buy-now, pay-later economy critics, how they have adapted both it's merchant and consumer offering in recent months and Klarna's approach to Open Banking.

For all your fintech-related news, please visit https://www.finextra.com.

Provided to YouTube by CDBaby

UFO Stories · Forest Giants

℗ 2005 Forest Giants

Released on: 2005-01-01

Auto-generated by YouTube.

Musica:Starset it Has Begun



AMV Cardfight Vanguard Kamui vs Tetsu:https://www.youtube.com/watch?v=oOIvHEaSuas&t=98s

AMV Dragon Ball Jiren vs Hitto :https://www.youtube.com/watch?v=FTVTU2W2VgE&t=41s

AMV Cardfight Vanguard Aichi vs Ren:https://www.youtube.com/watch?v=x6xUfH8OX4A&t=60s


► DISCLAIMER:
Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for & amp; quot; fair use & amp; amp; quot; for purposes: such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute That Might Otherwise be infringing. Non-profit, educational staff or use tips the balance in Behalf of fair use.
I do not own anything here, I do not own the song or any of the anime used in the amv

thank you to Verse One for letting me use your music

Verse One: (https://www.youtube.com/channe....l/UCeyqXIVzy5RnRG-cW

join mi discord cuz y not
https://discord.gg/TbpqyF

A little bit of our worst games of fortnite we have ever had. have a good one.

SUBSCRIBE TO THIS CHANNEL & CONNECT W/ TOM MACDONALD!

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DIRECTED by NOVA ROCKAFELLER
www.instagram.com/NovaRockafeller

BEAT PROD by Homage Beats http://www.youtube.com/user/homage253

Learn how to pronounce the /eɪ/ vowel sound. Practice making the /eɪ/ sound used in words like "cake," "baby," or "wait."
Improve your accent with pronunciation exercises recorded by a professional speech therapist. Find out about the most frequent spelling rules for the /eɪ/ vowel sound. Find a Magic phrase in this video :).

Quick links:
• How to make the /eɪ/ sound: 1:02
• Pronunciation exercise: 2:20
• Most common spelling for the sound /eɪ/: 4:34

Related videos:
#AmericanPronunciation #VowelSounds #FrontVowels
► Interactive Vowel Sounds Chart: American English Pronunciation
https://goo.gl/IwiOIn
► Vowel sound /ɪ/, as in "it": https://www.youtube.com/watch?v=Ok_HG-0lNCA
► Vowel sound /ɛ/, as in "bed": https://www.youtube.com/watch?v=OLG3cCLcNiI
► Contrasting sounds /eɪ/ vs /ɛ/, as in "taste" and "test": https://www.youtube.com/watch?v=29AKpIou3kM

(THIS VIDEO HAS ENGLISH, SPANISH, JAPANESE, CHINESE, VIETNAMESE, KOREAN, PORTUGUESE, AND RUSSIAN SUBTITLES)
------------------------------------------------------------------------------------------

TRANSCRIPT

Hello there! This is the "Sounds American" channel.
In this video, we’re going to talk about the American vowel sound /eɪ/, as in the word “make.”
You can also hear this sound in words like "take," "day," "wait" or "eight."
We’ll be using a special phonetic symbol - /eɪ/ - for this sound.

Let's do a quick test. Read this phrase aloud: "A snail takes a late train" Every word in this phrase has the /eɪ/ sound. If you’re not quite sure you made this sound correctly, keep watching.

OK. To pronounce the /eɪ/ vowel, you should focus on the correct position of your lips and tongue.
Partially open your mouth, spread your lips wide and make them tense.
Raise the middle of your tongue to the roof of your mouth and push it to the front. The tip of your tongue should be down, just behind your bottom front teeth.
Remember, the /eɪ/ is a tense sound, so your lips and your tongue should be very tense. Your jaw should be partially lowered.
Now, let's pronounce this sound: /eɪ/, /eɪ/, /eɪ/.

Now, let's practice this sound in some words.
You’ll see a word on the screen and hear its pronunciation. Like this.
You'll have a few seconds to pronounce the word, if you want to.
Let' begin.
[Pronunciation exercise]
• able
• ace
• ache
• age
• aid
• aim
• ate
• babe
• baited
• bake
• baked
• base
• basis
• bathe
• bay
• behave
• beige
• blade
• blame
• blaze
• bracelet
• braided
• brain
• brake
• brave
• break
• cable
• cage
• cake
• came

You're done! Congratulations!
The /eɪ/ is one of the major vowel sounds of American English, and it’s also the pronunciation of the first letter of the English alphabet.

So, when you hear the /eɪ/ sound, you can assume that it should be spelled with the letter 'a.'
And you will be right, but only 73% of the time. The remaining 27% is divided by the following combination of letters:
'ai,' as in "wait,"
'ay,' as in "day,"
'ei,' as in "eight"
or 'ea,' as in "break."

We can’t see a pattern either. :)

Thanks for watching! Hope you find it useful.
Stay tuned on our Sounds American channel!

FINALLY!! FATHER/SON GALICK GUN!!

Join me on my journey to 1 million subscribers!!


Intro music by 20syl - Copycat Fashawn instrumental

FOLLOW ME!

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Sigma 18-35 F/1.8 : http://www.bhphotovideo.com/c/....product/967344-REG/s

Apogee Clipmic digital : http://store.apogeedigital.com..../store/index.php/pro

"Turn It Over" by We Sell The Dead is now available on Spotify: http://spoti.fi/2qLdx52

Pre-order "Heaven Doesn’t Want You And Hell Is Full" - out February 23rd:
►CD: http://smarturl.it/WSTD_CD
►LP: http://smarturl.it/WSTD_LP
►iTunes: http://smarturl.it/WSTD_iTunes

We Sell The Dead are:
Niclas Engelin // guitar
Gas Lipstick // drums
Jonas Slättung // bass
Apollo Papathanasio // vocals

Video Artist: Dan Lind

Chris Rea "Fool If You Think Is Over" from the album "Whatever Happened To Benny Santini" , 1978.

10 Things GTA 5 Players HATEhot video
Age Of Consent - Colourshot video
All GTA Theme Songs (1997 - 2013)hot video
Bemutatjuk_ Grand Theft Auto V _ PChot video
BONUS - GRAND THEFT AUTO V (Elders React #18)hot video
BRF - GTA V Online [Fuck 22] hot video
BRF - GTA V Online [Fuck 24] hot video
Chain Gang of 1974 - Sleepwalking [OFFICIAL HQ STREAM]hot video
Crazy Cows and Deadly Birds! - GTA 5 PC Mods (Animal Mods)hot video
DOSO RODJO IZ SVECKE _ Grand Theft Auto Vhot video
First Response - Grand Theft Auto V (LSPDFR Mod)hot video
Grand Theft Auto 5 - All Endings (A, B, and C)hot video
Grand Theft Auto 5 - Honda CRF450 Dirtbike Mod! GTA 5hot video
grand theft auto 5 download pchot video
Grand Theft Auto 5 OST - The Agency Heisthot video
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Grand Theft Auto V - Iron Man Mod hot video
Grand Theft Auto V - Playthrough #1 [FR][HD]hot video
Grand Theft Auto V - PS3 Gameplay "GTA 5" Preview (HD)hot video
Grand Theft Auto V - The Bureau Raid - Fire Crewhot video
Grand Theft Auto V - The Flashhot video
Grand Theft Auto V - TOJÁSOK UND FAILOK_hot video
Grand Theft Auto V Failing in a nutshellhot video
Grand Theft Auto V Graphics Comparison - Low vs Ultrahot video
Grand Theft Auto V Moments Tracy has sex_!hot video
Grand Theft Auto V Online (PS3) _ Street Car Meet Pt.10 _ Coquette Build, Drags, Cruise & Morehot video
Grand Theft Auto V Online (PS3) _ Street Car Meet Pt.4 _ Airport & LS River Drag Racing, Cops & Morehot video
Grand Theft Auto V Online (PS3) _ Street Car_Bike Meet _ Hakuchou Build, Drag Racing & Morehot video
Grand Theft Auto V Online (PS4) _ Exotic Car Meet _ Car Show, T20 Test Drive, New Drag Spot & Morehot video
Grand Theft Auto V Online (PS4) _ Street Car Meet Pt.5 _ Turbo Futo, Showcasing, Snow Drags & Morehot video
Grand Theft Auto V Online (XB1) _ Classic Car Meet _ Turbo Ruiner, LS River Drags & Morehot video
Grand Theft Auto V Online (XB1) _ Lowrider DLC _ First Mission, Voodoo Custom Build, Sound Systemhot video
Grand Theft Auto V Online (XB1) _ Muscle Car Meet Pt.2 _ Coquette Build, Dock+Airstrip Drags, & Morehot video
Grand Theft Auto V Part 1 - Prologue + First Missionhot video
Grand Theft Auto V Soundtrack_ Soulwax FM [Full Radio]hot video
Grand Theft Auto V Soundtrack_ WorldWide FM [Full Radio]hot video
Grand Theft Auto V _ ONLINE _ Unfielddel _ #4hot video
Grand Theft Auto V _ PS3 VS PS4 _ Comparativahot video
Grand Theft Auto V_ 10 Weird Facts REACTION!hot video
Grand Theft Auto V_ Official Trailer #2 hot video
Grand Theft Auto V_ Spirit Animals - Part 3hot video
GRAND THEFT AUTO V_ Trevor Trailerhot video
Grand Theft Auto [GTA] V - Original Ending C (Credits) Music_Song [Favored Nations - The Set Up]hot video
Grand Theft Auto [GTA] V [Soundtrack] - The Long Stretch & The Third Way Mission Themehot video
GTA 5 ( FRANKLIN KILL A GIRL AFTER SEX ) ( WARNING!!! )hot video
GTA 5 - Semi Truck Stunt with C4 Nuke Modhot video
GTA 5 ;hot video
GTA 5 Brutal Kill Compilation (GTA V PC Gameplay Funny Moments)hot video
GTA 5 Five Star Police Station Massacre_Chasehot video
GTA 5 FUNNY MUSIC VIDEOS (GTA 5 Funny Moments)hot video
GTA 5 FUNNY MUSIC VIDEOS! (GTA 5 Funny Moments)hot video
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GTA 5 Funny_Brutal Kill Compilation Vol.54 (FPS_Bullpup Shotgun_Forest_Beach_LS)hot video
GTA 5 Funny_Brutal Kill Compilation Vol.59 (Sniping_Trucks_Heights_Ladders)hot video
GTA 5 NEXT GEN FIRST PERSON HOOKER_SEX! #8hot video
GTA 5 Online Military Base Survival Livestream - GTA V Crewhot video
GTA 5 Online [PC] hot video
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GTA 5 TOP 15 Radio Songshot video
GTA V - (Sounds Kind Of) Fruityhot video
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GTA V - Tập 1_ Xe leo cầu thanghot video
GTA V Funny Moments - GTAhot video
GTA V Isuzu D-Max (Thailand) [BETA] BY LandonDChot video
GTA V OFFLINE #10 Tsunami Modhot video
GTA V PS3 Gameplay _ Walkthrough _ Playthrough _ 1080P Part 3 - Complicationshot video
GTA V _ ONLINE [13+]hot video
GTA VICE CITY FEVER 105 FM FULL RADIO STADIONhot video
How To Be A Cop In GTA 5hot video
How To Install Grand Theft Auto V (GTA 5) - Sinker - Tutorial (With Links)hot video
How to install GTA 5 on PChot video
How to play GTA V - in 12 stepshot video
Non-Stop-Pop FM - GTA V Radio (Next-Gen)hot video
Secret Room _ Door Found At Michael's Mansion - GTA 5 Chiliad Mysteryhot video
The Music of Grand Theft Auto V - Soundtrack OST (Volume 1_ Original Music)hot video
Top 5 - Shocking GTA 5 moments (story spoilers inside)hot video
Vhot video
Yellowman - Nobody Move, Nobody Get Hurthot video
YG - I'm A Real 1 (Just Re'd Up 2)hot video

Thanks for listening. ?
? Buy(Untagged)/Download this beat here: https://bsta.rs/4b67ca057
? https://www.instagram.com/tennistheplayer
? tennistheplayer@gmail.com

BPM: 160 KEY: D minor

———————————————————————————————————————
The free version of this beat is available for ??????????? for non-profit, evaluation purposes only. This means YouTube or Soundcloud use with NO monetization. The free version of this beat is NOT available for streaming services such as Spotify or Apple Music.

If you want to make profit with your music (upload your song to streaming services for example), you must purchase a license that is suitable for yourself before releasing your song.


❓FAQ:
1. [FREE] Means free download for non-profit/non-commercial use only.

2. Must credit: (prod. tennis player) for all uses of the beat online (SC, YouTube, IG, etc.) for non-profit and for-profit usage. Must tag @tennistheplayer when posting on IG.

3. Not allowed to use CONTENT ID unless you have an exclusive license.
——————————————————————————————————————
? No samples have been used. Guitar was recorded by me. ?

? All artwork credits go to their owners.

*Ignore Tags*

[FREE] Lil Peep x Juice WRLD Sad Type Beat — "Notes" | Guitar

lil peep type beat
juice wrld type beat
alternative rock type beat
sad type beat

Oh how I wish I could hold a pick - and play the mandolin. This is as close as this "Notes" set gets to my inclusive Country contribution. A bootstomper. Lyrics and Contact below.

365 Days

365 days
That's how long you've been gone
365 days
Since you left me here on my own
I never thought you would stray
365 days

365 days
And everyone I've been true
365 days
I know that that's not true for you
What of those vows that we made?
365 days

365 days...

365 days
Ten percent of what we shared
365 days
It's been since you really cared
I wish you'd come back and stay
365 days

(Repeat first verse)

Music and Lyrics©Braden Town | Contact: braden@YourBetterYou.net

Download : https://playslack.com/post-2199/song-pop
Song Pop is a turn-based sound objects game, matching
remotely a tv show "Name That Tune." Two players are questioned
to guess the name of the song or the creator of each of 5 diverse sounds. The human, who opinions the first, wins the circular and gets more "notes." The sounds are of the same kind (e.g. the "Classic Rock" or "Today s Hits"), which is chosen before the beginning of the next game. brand-new sound kinds may be bought for the "notes" got, they can also be bought for money, but not got in sound combats with other people. https://playslack.com/post-2199/song-pop

Remote sensing is a key method in bridging the gap between local observations and spatially comprehensive estimates of environmental variables. For such spatial or spatio-temporal predictions, machine learning algorithms have shown to be a promising tool to identify nonlinear patterns between locally measured and remotely sensed variables. While easy access to user-friendly machine learning libraries fosters their use in environmental sciences, the application of these methods is far from trivial. This holds especially true for spatio-temporal since its dependencies in space and time bear the risk of overfitting and considerable misinterpretation of the model performance.
In this introductory lecture I will introduce the idea of using machine-learning for the (remote sensing based) monitoring of the environment and how they can be applied in R via the caret package. In this context error assessment is a crucial topic and I will show the importance of "target-oriented" spatial cross-validation strategies when working with spatio-temporal data to avoid an overoptimistic view on model performances. As spatio-temporal machine-learning models are highly prone to overfitting caused by misleading predictor variables, I will introduce a forward feature selection method that works in conjunction with target-oriented cross-validation from the CAST package.
In summary this talk aims at showing how "basic" spatial machine-learning tasks can be performed in R, but also what needs to be considered for more complex spatio-temporal prediction tasks in order to produce scientifically valuable results. Based on this talk, we will go into a practical session on Tuesday, where machine-learning algorithms will be applied to two different spatial and spatio-temporal prediction tasks.

Slides: https://github.com/HannaMeyer/....Geostat2018/tree/mas

Join Rome for benefits! http://www.roblox.com/groups/group.aspx?gid=954556

CRAFTED ITEMS SPAWN ON THE BENCH, YOU HAVE TO PICK THEM UP!

Most of the time you can't share siege weapons meaning only you can operate it. [This will be changed next update]

If you record an awesome shot with a bow and upload it to youtube, send me the link and you could win a prize!

"How do I get in the Castrum (Fort)?" - There are little towers on each wall, go to these with a friend, and jump on them, you can get on the walls and open the door for anyone else who wants to get in!

L - Leaderboard
G - Inventory
Q - Shield Forward
R - Shield Up
F - Shield Down
T - Taunt with Sword

Game Passes: Click "Redeem Pases" in the top left to redeem specified items.

Crafting: Go to a crafting bench located most commonly in the small huts, press the arrow to forge an item and it will appear on the bench, not your inventory!

Corrupted Data or Other Issue? - Press "Purge Data" and you will start

Visit this place at http://www.roblox.com/Parthian....-Warzone-Siege-Bows-

For more games visit http://www.roblox.com

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There are the basic, (1, 2, 3, 4), guitar fingering exercises that almost everyone's tried, and then there are more structured guitar exercises (hardly anyone does).

In this video, I show the unique "Spider Walk" guitar exercise and I talk about the value in doing it for even just 30 days. This exercise is best practiced in two ways.

The first is a "fixed finger" approach. The second approach involves designing a pattern to follow within a playing position of the neck. Then, modifying that pattern as you play within a two string region.

Join the Members Area for more high-quality lessons:
http://www.creativeguitarstudio.com/

Andrew Wasson of Creative Guitar Studio

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(weekly postings - w/FREE Guitar Handouts)
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CLOTHING: Visit our Creative Guitar Studio Zazzle page:
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#guitar #rhythm #chords